David Lansdowne Insurance

David Lansdowne

Call David today! 570-839-7413
Insurance Shop Of The Mountain Top Since 1959

In Business Since 1959

Renters Insurance in the Poconos, Northeastern PA, and Pennsylvania's Northern Tier including East Stroudsburg, Mount Pocono, Wellsboro and Galeton

What does renters insurance cover?

Whether you are renting an apartment, home or a dorm, it is recommended to get renters insurance to protect your space and belongings. Renters insurance can cover occurances in a rented property including theft, certain natural disasters and backup water damage in a rented property.

 

RENTERS INSURANCE COVERAGE OPTIONS

Brand New BelongingsĀ®
This option is optional and is available in connection with some homeowners, condominium and renters insurance policies. It may help pay when replacing or repairing covered belongings.

Water backup
This coverage can protect you when there are losses that are caused by water that backs up through drains or sewers.

Valuables PlusĀ®
When provided by your policy, this can provide additional coverage for high-value items including jewelry, furs and watches.

Personal liability insurance for renters
This may cover property damage or bodily injury to others that have been caused by your negligence or actions.

Personal umbrella liability insurance
For an extra layer of protection, a personal umbrella policy can provide coverage for property damagem personal injury or bodily injury to others for which you are being held liable.

Medical payments
If an accident occurs on your property this may help to cover other's medical expenses. This does not apply to regular residents of your household if you are a home or apartment renter.

Ordinance or law renters insurance
If you need to rebuild this insurance can help you to cover increase expenses due to current ordinances or building codes.

Credit card coverage for renters
This insurance coverage applies to forged checks, counterfeit money and can pay up to your selected limit when there are unauthorized transactions that occur on your bank debit/ATM card and credit card(s).

Firearms
This may help pay for physical loss due to firearms or accessories.

Personal injury liability
This coverage may help to pay for damages that are awarded to other people that you are held responsible for that are given due to slander, libel, false arrest and invasion of privacy.

Theft extension
This can cover your personal belongings by providing extended protection for items that are stored away from your house or that are contained on or in a trailer, motor vehicle or watercaraft.

Earthquake and volcanic eruption
For losses to property that are caused by earthquake or volcanic eruption this can pay for them up to the limit that you have selected.

Building/additions/alterations
This insurance coverage option can pay for covered damages to fixtures, alterations, additions, installations or improvements that have been made to your residence.

Loss of use
If you are unable to live in your home and incur additional living expenses, this can help you pay for those.

Hurricane
This insurance can help to provide coverage for hurricane damage to your property. Please note that this coverage may be subject to conditions, special terms and deductibles in coastal states.
Hurricane insurance provides coverage for property damage resulting from a hurricane. However, this coverage may be subject to special terms, conditions and deductibles in coastal states.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

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Serving the Pocono Mountains and all of Northeastern Pennsylvania and now the Northern Tier of Pennsylvania. With offices in Mount Pocono, East Stroudsburg, Wellsboro and Galeton.

We primarily serve customers in the counties of Monroe, Northampton, Pike, Lehigh, Carbon, Wayne, Lackawanna, Luzurne, Tioga, and Potter.